Call reports 2014
BANK OF MONTGOMERY — 2014
What BANK OF MONTGOMERY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 39,841,000 | 40,133,000 | 39,600,000 | 40,584,000 |
| Total loans | 13,217,000 | 13,245,000 | 12,784,000 | 12,938,000 |
| Allowance for loan losses | 232,000 | 236,000 | 244,000 | 247,000 |
| Securities available for sale | 15,961,000 | 15,974,000 | 13,937,000 | 15,382,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,305,000 | 36,498,000 | 35,903,000 | 36,963,000 |
| Interest-bearing deposits | 29,946,000 | 29,790,000 | 29,803,000 | 30,442,000 |
| Noninterest-bearing deposits | 6,358,000 | 6,708,000 | 6,100,000 | 6,521,000 |
| Equity capital | 3,485,000 | 3,579,000 | 3,648,000 | 3,590,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 293,000 | 575,000 | 864,000 | 1,153,000 |
| Interest expense | 40,000 | 79,000 | 123,000 | 164,000 |
| Net interest income | 253,000 | 496,000 | 741,000 | 989,000 |
| Noninterest income | 29,000 | 67,000 | 127,000 | 170,000 |
| Noninterest expense | 265,000 | 529,000 | 775,000 | 1,062,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 34,000 | 53,000 | 162,000 | 166,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 34,000 | 53,000 | 162,000 | 166,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,477,000 | 3,498,000 | 3,607,000 | 3,563,000 |
| Total capital | 3,662,000 | 3,678,000 | 3,778,000 | 3,735,000 |
| Risk-weighted assets | 19,503,000 | 19,188,000 | 18,300,000 | 18,618,000 |