Call reports 2012
BANK OF MONTGOMERY — 2012
What BANK OF MONTGOMERY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 37,628,000 | 38,593,000 | 38,211,000 | 38,638,000 |
| Total loans | 15,435,000 | 15,817,000 | 15,280,000 | 14,603,000 |
| Allowance for loan losses | 191,000 | 335,000 | 334,000 | 267,000 |
| Securities available for sale | 11,471,000 | 11,820,000 | 12,598,000 | 11,805,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,840,000 | 34,775,000 | 34,284,000 | 33,550,000 |
| Interest-bearing deposits | 28,294,000 | 28,166,000 | 28,728,000 | 28,271,000 |
| Noninterest-bearing deposits | 5,546,000 | 6,609,000 | 5,556,000 | 5,279,000 |
| Equity capital | 3,734,000 | 3,774,000 | 3,872,000 | 3,803,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 350,000 | 682,000 | 1,002,000 | 1,297,000 |
| Interest expense | 57,000 | 107,000 | 153,000 | 197,000 |
| Net interest income | 293,000 | 575,000 | 849,000 | 1,100,000 |
| Noninterest income | 54,000 | 339,000 | 410,000 | 503,000 |
| Noninterest expense | 302,000 | 573,000 | 840,000 | 1,159,000 |
| Provision for loan losses | 0 | 143,000 | 143,000 | 163,000 |
| Pretax income | 73,000 | 248,000 | 326,000 | 331,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 73,000 | 248,000 | 326,000 | 331,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,498,000 | 3,524,000 | 3,601,000 | 3,570,000 |
| Total capital | 3,689,000 | 3,703,000 | 3,777,000 | 3,728,000 |
| Risk-weighted assets | 18,189,000 | 19,237,000 | 19,102,000 | 17,606,000 |