Call reports 2011
BANK OF MONTGOMERY — 2011
What BANK OF MONTGOMERY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 35,979,000 | 36,179,000 | 36,873,000 | 36,739,000 |
| Total loans | 17,900,000 | 17,594,000 | 16,559,000 | 16,513,000 |
| Allowance for loan losses | 367,000 | 346,000 | 165,000 | 177,000 |
| Securities available for sale | 13,682,000 | 13,887,000 | 13,178,000 | 12,018,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,193,000 | 32,221,000 | 32,959,000 | 33,052,000 |
| Interest-bearing deposits | 26,766,000 | 26,802,000 | 27,406,000 | 28,162,000 |
| Noninterest-bearing deposits | 5,427,000 | 5,419,000 | 5,553,000 | 4,890,000 |
| Equity capital | 3,726,000 | 3,898,000 | 3,847,000 | 3,646,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 374,000 | 736,000 | 1,102,000 | 1,467,000 |
| Interest expense | 71,000 | 139,000 | 201,000 | 257,000 |
| Net interest income | 303,000 | 597,000 | 901,000 | 1,210,000 |
| Noninterest income | 65,000 | 134,000 | 212,000 | 282,000 |
| Noninterest expense | 301,000 | 598,000 | 922,000 | 1,242,000 |
| Provision for loan losses | 0 | 0 | 163,000 | 521,000 |
| Pretax income | 67,000 | 133,000 | 28,000 | -271,000 |
| Income tax | 6,000 | 6,000 | 6,000 | -123,000 |
| Net income | 61,000 | 127,000 | 22,000 | -148,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,679,000 | 3,722,000 | 3,617,000 | 3,424,000 |
| Total capital | 3,883,000 | 3,930,000 | 3,783,000 | 3,601,000 |
| Risk-weighted assets | 21,924,000 | 22,009,000 | 20,299,000 | 19,153,000 |