Call reports 2001
BANK OF MONTGOMERY — 2001
What BANK OF MONTGOMERY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 34,304,000 | 34,531,000 | 33,927,000 | 33,489,000 |
| Total loans | 20,459,000 | 20,173,000 | 19,414,000 | 19,646,000 |
| Allowance for loan losses | 386,000 | 368,000 | 377,000 | 412,000 |
| Securities available for sale | 9,321,000 | 9,389,000 | 9,982,000 | 10,461,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,777,000 | 29,973,000 | 29,049,000 | 29,059,000 |
| Interest-bearing deposits | 25,129,000 | 24,984,000 | 23,880,000 | 23,896,000 |
| Noninterest-bearing deposits | 4,648,000 | 4,989,000 | 5,169,000 | 5,163,000 |
| Equity capital | 4,222,000 | 4,329,000 | 4,552,000 | 4,222,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 637,000 | 1,250,000 | 1,868,000 | 2,433,000 |
| Interest expense | 225,000 | 435,000 | 620,000 | 768,000 |
| Net interest income | 412,000 | 815,000 | 1,248,000 | 1,665,000 |
| Noninterest income | 52,000 | 112,000 | 180,000 | 236,000 |
| Noninterest expense | 242,000 | 513,000 | 768,000 | 1,311,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 86,000 |
| Pretax income | 213,000 | 396,000 | 633,000 | 504,000 |
| Income tax | 70,000 | 131,000 | 206,000 | 159,000 |
| Net income | 143,000 | 265,000 | 427,000 | 345,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,167,000 | 4,246,000 | 4,409,000 | 4,123,000 |
| Total capital | 4,446,000 | 4,532,000 | 4,689,000 | 4,409,000 |
| Risk-weighted assets | 22,185,000 | 22,777,000 | 22,341,000 | 22,766,000 |