Call reports 2025
PARTNERS BANK — 2025
What PARTNERS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 269,068,000 | 277,349,000 | 298,499,000 | 289,805,000 |
| Total loans | 175,537,000 | 184,679,000 | 188,366,000 | 185,590,000 |
| Allowance for loan losses | 2,412,000 | 2,409,000 | 2,532,000 | 2,629,000 |
| Securities available for sale | 69,999,000 | 69,772,000 | 70,125,000 | 72,475,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,802,000 | 207,745,000 | 227,811,000 | 221,062,000 |
| Interest-bearing deposits | 164,163,000 | 165,333,000 | 180,014,000 | 172,875,000 |
| Noninterest-bearing deposits | 41,639,000 | 42,412,000 | 47,797,000 | 48,187,000 |
| Equity capital | 35,247,000 | 36,553,000 | 38,107,000 | 38,626,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,035,000 | 6,228,000 | 9,734,000 | 13,243,000 |
| Interest expense | 938,000 | 1,960,000 | 3,124,000 | 4,139,000 |
| Net interest income | 2,097,000 | 4,268,000 | 6,610,000 | 9,104,000 |
| Noninterest income | 112,000 | 290,000 | 418,000 | 579,000 |
| Noninterest expense | 1,387,000 | 2,777,000 | 4,202,000 | 5,656,000 |
| Provision for loan losses | 51,000 | 45,000 | 141,000 | 240,000 |
| Pretax income | 960,000 | 1,919,000 | 2,874,000 | 3,975,000 |
| Income tax | 153,000 | 306,000 | 461,000 | 657,000 |
| Net income | 807,000 | 1,613,000 | 2,413,000 | 3,318,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,400,000 | 40,205,000 | 41,006,000 | 40,996,000 |