Call reports 2022
PARTNERS BANK — 2022
What PARTNERS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 259,389,000 | 260,840,000 | 265,834,000 | 269,088,000 |
| Total loans | 151,515,000 | 160,766,000 | 166,798,000 | 167,448,000 |
| Allowance for loan losses | 2,217,000 | 2,224,000 | 2,224,000 | 2,294,000 |
| Securities available for sale | 81,873,000 | 77,583,000 | 73,060,000 | 74,534,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,863,000 | 206,268,000 | 215,102,000 | 210,145,000 |
| Interest-bearing deposits | 161,887,000 | 156,797,000 | 164,320,000 | 159,101,000 |
| Noninterest-bearing deposits | 49,976,000 | 49,471,000 | 50,782,000 | 51,044,000 |
| Equity capital | 32,014,000 | 30,270,000 | 28,873,000 | 29,564,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,875,000 | 3,834,000 | 5,967,000 | 8,198,000 |
| Interest expense | 135,000 | 265,000 | 492,000 | 886,000 |
| Net interest income | 1,740,000 | 3,569,000 | 5,475,000 | 7,312,000 |
| Noninterest income | 282,000 | 850,000 | 997,000 | 1,134,000 |
| Noninterest expense | 1,211,000 | 2,450,000 | 3,685,000 | 4,966,000 |
| Provision for loan losses | 0 | 7,000 | 7,000 | 72,000 |
| Pretax income | 1,229,000 | 1,962,000 | 2,780,000 | 3,408,000 |
| Income tax | 263,000 | 424,000 | 603,000 | 727,000 |
| Net income | 966,000 | 1,538,000 | 2,177,000 | 2,681,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,266,000 | 33,895,000 | 34,590,000 | 34,350,000 |