Call reports 2019
PARTNERS BANK — 2019
What PARTNERS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 214,367,000 | 213,588,000 | 214,538,000 | 215,940,000 |
| Total loans | 144,118,000 | 141,874,000 | 141,348,000 | 138,686,000 |
| Allowance for loan losses | 2,032,000 | 2,032,000 | 2,023,000 | 2,159,000 |
| Securities available for sale | 46,427,000 | 46,825,000 | 48,205,000 | 50,141,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,604,000 | 170,272,000 | 170,445,000 | 172,905,000 |
| Interest-bearing deposits | 140,747,000 | 138,410,000 | 137,447,000 | 140,335,000 |
| Noninterest-bearing deposits | 30,857,000 | 31,862,000 | 32,998,000 | 32,570,000 |
| Equity capital | 30,489,000 | 32,082,000 | 32,724,000 | 32,302,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,176,000 | 4,336,000 | 6,436,000 | 8,520,000 |
| Interest expense | 390,000 | 811,000 | 1,223,000 | 1,627,000 |
| Net interest income | 1,786,000 | 3,525,000 | 5,213,000 | 6,893,000 |
| Noninterest income | 136,000 | 270,000 | 416,000 | 542,000 |
| Noninterest expense | 1,308,000 | 2,559,000 | 3,769,000 | 5,079,000 |
| Provision for loan losses | 209,000 | 209,000 | 209,000 | 359,000 |
| Pretax income | 405,000 | 2,096,000 | 2,761,000 | 3,107,000 |
| Income tax | 79,000 | 506,000 | 655,000 | 719,000 |
| Net income | 326,000 | 1,590,000 | 2,106,000 | 2,388,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,306,000 | 28,630,000 | 29,194,000 | 28,865,000 |
| Total capital | 29,269,000 | 30,605,000 | 31,137,000 | 30,800,000 |
| Risk-weighted assets | 156,962,000 | 157,980,000 | 155,360,000 | 154,574,000 |