Call reports 2016
PARTNERS BANK — 2016
What PARTNERS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 103,874,000 | 104,846,000 | 104,551,000 | 106,741,000 |
| Total loans | 73,362,000 | 78,666,000 | 76,356,000 | 77,331,000 |
| Allowance for loan losses | 1,251,000 | 1,213,000 | 1,232,000 | 1,222,000 |
| Securities available for sale | 16,142,000 | 15,290,000 | 14,398,000 | 14,852,000 |
| Securities held to maturity | 1,000 | 1,000 | 1,000 | 1,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,012,000 | 81,871,000 | 83,829,000 | 86,409,000 |
| Interest-bearing deposits | 65,552,000 | 63,713,000 | 64,543,000 | 66,014,000 |
| Noninterest-bearing deposits | 18,460,000 | 18,158,000 | 19,286,000 | 20,395,000 |
| Equity capital | 12,562,000 | 12,765,000 | 12,935,000 | 12,815,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 901,000 | 1,830,000 | 2,778,000 | 3,724,000 |
| Interest expense | 94,000 | 188,000 | 283,000 | 380,000 |
| Net interest income | 807,000 | 1,642,000 | 2,495,000 | 3,344,000 |
| Noninterest income | 94,000 | 188,000 | 274,000 | 355,000 |
| Noninterest expense | 617,000 | 1,225,000 | 1,835,000 | 2,505,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 20,000 |
| Pretax income | 284,000 | 605,000 | 914,000 | 1,174,000 |
| Income tax | 87,000 | 188,000 | 286,000 | 398,000 |
| Net income | 197,000 | 417,000 | 628,000 | 776,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,411,000 | 12,564,000 | 12,775,000 | 12,855,000 |
| Total capital | 13,332,000 | 13,553,000 | 13,756,000 | 13,846,000 |
| Risk-weighted assets | 73,324,000 | 78,905,000 | 78,248,000 | 79,013,000 |