Call reports 2015
PARTNERS BANK — 2015
What PARTNERS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 104,521,000 | 104,541,000 | 102,384,000 | 108,141,000 |
| Total loans | 71,009,000 | 72,440,000 | 72,071,000 | 72,260,000 |
| Allowance for loan losses | 1,369,000 | 1,325,000 | 1,244,000 | 1,285,000 |
| Securities available for sale | 14,690,000 | 15,406,000 | 15,957,000 | 15,286,000 |
| Securities held to maturity | 1,000 | 1,000 | 1,000 | 1,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,818,000 | 85,850,000 | 85,160,000 | 88,933,000 |
| Interest-bearing deposits | 65,664,000 | 66,348,000 | 65,999,000 | 69,288,000 |
| Noninterest-bearing deposits | 20,154,000 | 19,502,000 | 19,161,000 | 19,645,000 |
| Equity capital | 11,825,000 | 11,893,000 | 12,182,000 | 12,287,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 894,000 | 1,800,000 | 2,715,000 | 3,634,000 |
| Interest expense | 95,000 | 189,000 | 283,000 | 377,000 |
| Net interest income | 799,000 | 1,611,000 | 2,432,000 | 3,257,000 |
| Noninterest income | 16,000 | 115,000 | 206,000 | 306,000 |
| Noninterest expense | 619,000 | 1,232,000 | 1,842,000 | 2,456,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 196,000 | 494,000 | 796,000 | 1,107,000 |
| Income tax | 54,000 | 149,000 | 241,000 | 339,000 |
| Net income | 142,000 | 345,000 | 555,000 | 768,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,702,000 | 11,849,000 | 12,059,000 | 12,214,000 |
| Total capital | 12,587,000 | 12,757,000 | 12,967,000 | 13,120,000 |
| Risk-weighted assets | 70,330,000 | 72,239,000 | 72,322,000 | 72,136,000 |