Call reports 2014
PARTNERS BANK — 2014
What PARTNERS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 107,977,000 | 104,039,000 | 103,086,000 | 104,900,000 |
| Total loans | 74,736,000 | 72,567,000 | 73,955,000 | 72,131,000 |
| Allowance for loan losses | 1,414,000 | 1,422,000 | 1,431,000 | 1,369,000 |
| Securities available for sale | 13,503,000 | 14,871,000 | 14,133,000 | 13,689,000 |
| Securities held to maturity | 2,000 | 2,000 | 1,000 | 1,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,259,000 | 86,342,000 | 85,491,000 | 87,146,000 |
| Interest-bearing deposits | 70,064,000 | 68,849,000 | 67,169,000 | 65,976,000 |
| Noninterest-bearing deposits | 18,195,000 | 17,493,000 | 18,322,000 | 21,170,000 |
| Equity capital | 11,121,000 | 11,330,000 | 11,494,000 | 11,654,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 943,000 | 1,917,000 | 2,865,000 | 3,795,000 |
| Interest expense | 116,000 | 227,000 | 336,000 | 434,000 |
| Net interest income | 827,000 | 1,690,000 | 2,529,000 | 3,361,000 |
| Noninterest income | 93,000 | 176,000 | 276,000 | 375,000 |
| Noninterest expense | 618,000 | 1,280,000 | 1,926,000 | 2,568,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 258,000 | 542,000 | 835,000 | 1,143,000 |
| Income tax | 75,000 | 163,000 | 253,000 | 354,000 |
| Net income | 183,000 | 379,000 | 582,000 | 789,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,065,000 | 11,206,000 | 11,410,000 | 11,561,000 |
| Total capital | 12,006,000 | 12,073,000 | 12,287,000 | 12,450,000 |
| Risk-weighted assets | 74,843,000 | 68,843,000 | 69,609,000 | 70,623,000 |