Call reports 2013
PARTNERS BANK — 2013
What PARTNERS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 104,800,000 | 104,776,000 | 103,170,000 | 109,953,000 |
| Total loans | 76,065,000 | 78,199,000 | 78,124,000 | 74,292,000 |
| Allowance for loan losses | 1,368,000 | 1,390,000 | 1,395,000 | 1,413,000 |
| Securities available for sale | 15,679,000 | 14,687,000 | 14,291,000 | 14,039,000 |
| Securities held to maturity | 2,000 | 2,000 | 2,000 | 2,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,734,000 | 87,066,000 | 87,323,000 | 93,292,000 |
| Interest-bearing deposits | 71,781,000 | 70,546,000 | 70,030,000 | 73,171,000 |
| Noninterest-bearing deposits | 15,953,000 | 16,520,000 | 17,293,000 | 20,121,000 |
| Equity capital | 10,599,000 | 10,441,000 | 10,718,000 | 10,841,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,000,000 | 1,986,000 | 3,000,000 | 4,001,000 |
| Interest expense | 147,000 | 286,000 | 419,000 | 540,000 |
| Net interest income | 853,000 | 1,700,000 | 2,581,000 | 3,461,000 |
| Noninterest income | 86,000 | 169,000 | 264,000 | 359,000 |
| Noninterest expense | 579,000 | 1,228,000 | 1,792,000 | 2,431,000 |
| Provision for loan losses | 45,000 | 90,000 | 90,000 | 90,000 |
| Pretax income | 315,000 | 551,000 | 963,000 | 1,299,000 |
| Income tax | 98,000 | 163,000 | 297,000 | 405,000 |
| Net income | 217,000 | 388,000 | 666,000 | 894,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,304,000 | 10,430,000 | 10,708,000 | 10,882,000 |
| Total capital | 11,245,000 | 11,396,000 | 11,667,000 | 11,822,000 |
| Risk-weighted assets | 74,856,000 | 77,290,000 | 76,721,000 | 75,214,000 |