Call reports 2012
PARTNERS BANK — 2012
What PARTNERS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 103,754,000 | 100,059,000 | 100,597,000 | 103,663,000 |
| Total loans | 67,942,000 | 68,808,000 | 70,373,000 | 75,434,000 |
| Allowance for loan losses | 1,300,000 | 1,312,000 | 1,318,000 | 1,360,000 |
| Securities available for sale | 13,743,000 | 14,972,000 | 14,824,000 | 13,104,000 |
| Securities held to maturity | 2,000 | 2,000 | 2,000 | 2,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,230,000 | 84,746,000 | 84,472,000 | 87,604,000 |
| Interest-bearing deposits | 70,709,000 | 70,198,000 | 69,193,000 | 71,464,000 |
| Noninterest-bearing deposits | 14,521,000 | 14,548,000 | 15,279,000 | 16,140,000 |
| Equity capital | 9,725,000 | 9,995,000 | 10,308,000 | 10,420,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,044,000 | 2,093,000 | 3,111,000 | 4,123,000 |
| Interest expense | 208,000 | 397,000 | 573,000 | 733,000 |
| Net interest income | 836,000 | 1,696,000 | 2,538,000 | 3,390,000 |
| Noninterest income | 85,000 | 179,000 | 278,000 | 325,000 |
| Noninterest expense | 589,000 | 1,150,000 | 1,712,000 | 2,277,000 |
| Provision for loan losses | 210,000 | 210,000 | 210,000 | 245,000 |
| Pretax income | 122,000 | 515,000 | 894,000 | 1,193,000 |
| Income tax | 21,000 | 149,000 | 271,000 | 362,000 |
| Net income | 101,000 | 366,000 | 623,000 | 831,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,449,000 | 9,675,000 | 9,933,000 | 10,087,000 |
| Total capital | 10,287,000 | 10,559,000 | 10,831,000 | 10,999,000 |
| Risk-weighted assets | 66,628,000 | 70,325,000 | 71,498,000 | 74,948,000 |