Call reports 2011
PARTNERS BANK — 2011
What PARTNERS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 95,825,000 | 96,245,000 | 95,936,000 | 102,343,000 |
| Total loans | 68,844,000 | 70,318,000 | 70,176,000 | 68,694,000 |
| Allowance for loan losses | 967,000 | 1,065,000 | 1,173,000 | 1,079,000 |
| Securities available for sale | 11,307,000 | 11,284,000 | 12,495,000 | 12,466,000 |
| Securities held to maturity | 2,000 | 2,000 | 2,000 | 2,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,631,000 | 79,103,000 | 80,558,000 | 86,190,000 |
| Interest-bearing deposits | 67,327,000 | 66,744,000 | 66,801,000 | 71,822,000 |
| Noninterest-bearing deposits | 11,304,000 | 12,359,000 | 13,757,000 | 14,368,000 |
| Equity capital | 8,953,000 | 9,219,000 | 9,487,000 | 9,659,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,061,000 | 2,162,000 | 3,253,000 | 4,321,000 |
| Interest expense | 239,000 | 480,000 | 714,000 | 934,000 |
| Net interest income | 822,000 | 1,682,000 | 2,539,000 | 3,387,000 |
| Noninterest income | 116,000 | 227,000 | 343,000 | 424,000 |
| Noninterest expense | 616,000 | 1,200,000 | 1,746,000 | 2,324,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | 400,000 |
| Pretax income | 217,000 | 499,000 | 821,000 | 1,087,000 |
| Income tax | 61,000 | 146,000 | 248,000 | 325,000 |
| Net income | 156,000 | 353,000 | 573,000 | 762,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,831,000 | 8,987,000 | 9,208,000 | 9,348,000 |
| Total capital | 9,707,000 | 9,871,000 | 10,094,000 | 10,233,000 |
| Risk-weighted assets | 69,229,000 | 70,544,000 | 70,911,000 | 69,884,000 |