Call reports 2010
PARTNERS BANK — 2010
What PARTNERS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 88,717,000 | 98,822,000 | 86,451,000 | 90,486,000 |
| Total loans | 60,498,000 | 65,585,000 | 67,313,000 | 67,453,000 |
| Allowance for loan losses | 826,000 | 860,000 | 841,000 | 864,000 |
| Securities available for sale | 11,875,000 | 10,047,000 | 8,623,000 | 10,834,000 |
| Securities held to maturity | 3,000 | 3,000 | 3,000 | 2,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,057,000 | 83,117,000 | 73,090,000 | 75,667,000 |
| Interest-bearing deposits | 61,106,000 | 71,380,000 | 62,829,000 | 63,844,000 |
| Noninterest-bearing deposits | 10,951,000 | 11,737,000 | 10,260,000 | 11,823,000 |
| Equity capital | 8,812,000 | 8,957,000 | 8,706,000 | 8,743,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,031,000 | 2,082,000 | 3,155,000 | 4,221,000 |
| Interest expense | 289,000 | 559,000 | 813,000 | 1,068,000 |
| Net interest income | 742,000 | 1,523,000 | 2,342,000 | 3,153,000 |
| Noninterest income | 123,000 | 251,000 | 389,000 | 537,000 |
| Noninterest expense | 618,000 | 1,228,000 | 1,850,000 | 2,463,000 |
| Provision for loan losses | 30,000 | 200,000 | 1,125,000 | 1,145,000 |
| Pretax income | 217,000 | 346,000 | -244,000 | 82,000 |
| Income tax | 55,000 | 75,000 | -173,000 | -68,000 |
| Net income | 162,000 | 271,000 | -71,000 | 150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,739,000 | 8,817,000 | 8,475,000 | 8,676,000 |
| Total capital | 9,538,000 | 9,677,000 | 9,316,000 | 9,523,000 |
| Risk-weighted assets | 63,098,000 | 69,906,000 | 68,793,000 | 66,988,000 |