Call reports 2009
PARTNERS BANK — 2009
What PARTNERS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 71,938,000 | 73,609,000 | 76,642,000 | 86,071,000 |
| Total loans | 57,740,000 | 58,999,000 | 58,933,000 | 60,500,000 |
| Allowance for loan losses | 649,000 | 665,000 | 749,000 | 803,000 |
| Securities available for sale | 8,324,000 | 8,787,000 | 10,092,000 | 9,971,000 |
| Securities held to maturity | 3,000 | 3,000 | 3,000 | 3,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,447,000 | 61,256,000 | 61,712,000 | 70,020,000 |
| Interest-bearing deposits | 50,057,000 | 50,917,000 | 51,538,000 | 58,354,000 |
| Noninterest-bearing deposits | 9,390,000 | 10,339,000 | 10,174,000 | 11,666,000 |
| Equity capital | 8,442,000 | 8,516,000 | 8,703,000 | 8,663,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 963,000 | 1,959,000 | 2,965,000 | 3,966,000 |
| Interest expense | 307,000 | 612,000 | 909,000 | 1,203,000 |
| Net interest income | 656,000 | 1,347,000 | 2,056,000 | 2,763,000 |
| Noninterest income | 90,000 | 207,000 | 343,000 | 245,000 |
| Noninterest expense | 580,000 | 1,172,000 | 1,744,000 | 2,268,000 |
| Provision for loan losses | 21,000 | 67,000 | 153,000 | 203,000 |
| Pretax income | 145,000 | 315,000 | 502,000 | 537,000 |
| Income tax | 27,000 | 63,000 | 106,000 | 91,000 |
| Net income | 118,000 | 252,000 | 396,000 | 446,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,353,000 | 8,451,000 | 8,595,000 | 8,614,000 |
| Total capital | 9,002,000 | 9,116,000 | 9,344,000 | 9,417,000 |
| Risk-weighted assets | 59,059,000 | 60,065,000 | 62,207,000 | 68,572,000 |