Call reports 2007
PARTNERS BANK — 2007
What PARTNERS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 64,641,000 | 65,604,000 | 67,179,000 | 69,377,000 |
| Total loans | 48,136,000 | 49,291,000 | 50,431,000 | 49,027,000 |
| Allowance for loan losses | 831,000 | 824,000 | 827,000 | 634,000 |
| Securities available for sale | 9,987,000 | 10,409,000 | 9,873,000 | 9,786,000 |
| Securities held to maturity | 149,000 | 149,000 | 4,000 | 4,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,413,000 | 54,377,000 | 56,050,000 | 58,430,000 |
| Interest-bearing deposits | 45,031,000 | 45,288,000 | 47,277,000 | 48,546,000 |
| Noninterest-bearing deposits | 8,382,000 | 9,089,000 | 8,773,000 | 9,884,000 |
| Equity capital | 7,473,000 | 7,553,000 | 7,734,000 | 7,887,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 952,000 | 1,943,000 | 2,969,000 | 4,009,000 |
| Interest expense | 428,000 | 874,000 | 1,335,000 | 1,793,000 |
| Net interest income | 524,000 | 1,069,000 | 1,634,000 | 2,216,000 |
| Noninterest income | 103,000 | 221,000 | 313,000 | 410,000 |
| Noninterest expense | 531,000 | 1,042,000 | 1,540,000 | 2,033,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 96,000 | 248,000 | 407,000 | 593,000 |
| Income tax | 9,000 | 42,000 | 72,000 | 115,000 |
| Net income | 87,000 | 206,000 | 335,000 | 478,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,467,000 | 7,586,000 | 7,716,000 | 7,834,000 |
| Total capital | 8,110,000 | 8,234,000 | 8,381,000 | 8,468,000 |
| Risk-weighted assets | 51,512,000 | 51,877,000 | 53,212,000 | 56,741,000 |