Call reports 2006
PARTNERS BANK — 2006
What PARTNERS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 63,560,000 | 64,807,000 | 63,699,000 | 64,637,000 |
| Total loans | 46,809,000 | 48,874,000 | 47,468,000 | 47,800,000 |
| Allowance for loan losses | 837,000 | 847,000 | 846,000 | 845,000 |
| Securities available for sale | 11,892,000 | 11,026,000 | 10,829,000 | 9,999,000 |
| Securities held to maturity | 150,000 | 149,000 | 149,000 | 149,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,915,000 | 53,743,000 | 52,839,000 | 55,005,000 |
| Interest-bearing deposits | 43,874,000 | 43,552,000 | 44,079,000 | 45,788,000 |
| Noninterest-bearing deposits | 9,041,000 | 10,191,000 | 8,760,000 | 9,217,000 |
| Equity capital | 7,002,000 | 7,060,000 | 7,251,000 | 7,381,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 870,000 | 1,772,000 | 2,730,000 | 3,684,000 |
| Interest expense | 345,000 | 712,000 | 1,117,000 | 1,537,000 |
| Net interest income | 525,000 | 1,060,000 | 1,613,000 | 2,147,000 |
| Noninterest income | 123,000 | 281,000 | 399,000 | 510,000 |
| Noninterest expense | 547,000 | 1,068,000 | 1,623,000 | 2,099,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 101,000 | 273,000 | 389,000 | 558,000 |
| Income tax | 6,000 | 39,000 | 52,000 | 88,000 |
| Net income | 95,000 | 234,000 | 337,000 | 470,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,040,000 | 7,144,000 | 7,247,000 | 7,380,000 |
| Total capital | 7,665,000 | 7,780,000 | 7,867,000 | 8,020,000 |
| Risk-weighted assets | 49,779,000 | 51,450,000 | 49,637,000 | 51,192,000 |