Call reports 2002
PARTNERS BANK — 2002
What PARTNERS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 67,849,000 | 67,988,000 | 69,957,000 | 71,388,000 |
| Total loans | 50,109,000 | 48,996,000 | 48,212,000 | 47,000,000 |
| Allowance for loan losses | 835,000 | 772,000 | 755,000 | 984,000 |
| Securities available for sale | 13,438,000 | 15,608,000 | 15,231,000 | 17,737,000 |
| Securities held to maturity | 528,000 | 393,000 | 336,000 | 300,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,890,000 | 57,466,000 | 58,609,000 | 60,919,000 |
| Interest-bearing deposits | 49,132,000 | 49,732,000 | 50,678,000 | 51,624,000 |
| Noninterest-bearing deposits | 7,758,000 | 7,734,000 | 7,931,000 | 9,295,000 |
| Equity capital | 5,422,000 | 5,765,000 | 6,054,000 | 6,099,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,175,000 | 2,348,000 | 3,469,000 | 4,531,000 |
| Interest expense | 442,000 | 854,000 | 1,267,000 | 1,680,000 |
| Net interest income | 733,000 | 1,494,000 | 2,202,000 | 2,851,000 |
| Noninterest income | 72,000 | 150,000 | 243,000 | 345,000 |
| Noninterest expense | 495,000 | 1,054,000 | 1,634,000 | 2,161,000 |
| Provision for loan losses | 60,000 | 210,000 | 360,000 | 755,000 |
| Pretax income | 240,000 | 369,000 | 440,000 | 270,000 |
| Income tax | 62,000 | 93,000 | 109,000 | 24,000 |
| Net income | 178,000 | 276,000 | 331,000 | 246,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,472,000 | 5,550,000 | 5,605,000 | 5,689,000 |
| Total capital | 6,058,000 | 6,135,000 | 6,193,000 | 6,289,000 |
| Risk-weighted assets | 46,651,000 | 46,649,000 | 46,851,000 | 47,488,000 |