Call reports 2001
PARTNERS BANK — 2001
What PARTNERS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 70,796,000 | 71,619,000 | 71,629,000 | 69,597,000 |
| Total loans | 52,279,000 | 53,325,000 | 52,926,000 | 51,377,000 |
| Allowance for loan losses | 840,000 | 816,000 | 830,000 | 737,000 |
| Securities available for sale | 13,728,000 | 12,950,000 | 15,414,000 | 13,477,000 |
| Securities held to maturity | 644,000 | 636,000 | 599,000 | 566,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,398,000 | 60,092,000 | 60,546,000 | 59,547,000 |
| Interest-bearing deposits | 52,689,000 | 52,761,000 | 59,482,000 | 51,533,000 |
| Noninterest-bearing deposits | 6,709,000 | 7,331,000 | 1,064,000 | 8,014,000 |
| Equity capital | 5,359,000 | 5,432,000 | 5,534,000 | 5,290,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,386,000 | 2,688,000 | 3,994,000 | 5,277,000 |
| Interest expense | 773,000 | 1,526,000 | 2,210,000 | 2,776,000 |
| Net interest income | 613,000 | 1,162,000 | 1,784,000 | 2,501,000 |
| Noninterest income | 55,000 | 150,000 | 218,000 | 271,000 |
| Noninterest expense | 458,000 | 953,000 | 1,462,000 | 1,975,000 |
| Provision for loan losses | 45,000 | 90,000 | 150,000 | 532,000 |
| Pretax income | 165,000 | 293,000 | 414,000 | 325,000 |
| Income tax | 39,000 | 69,000 | 97,000 | 58,000 |
| Net income | 126,000 | 224,000 | 317,000 | 267,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,179,000 | 5,251,000 | 5,344,000 | 5,294,000 |
| Total capital | 5,823,000 | 5,903,000 | 6,000,000 | 5,902,000 |
| Risk-weighted assets | 51,336,000 | 52,339,000 | 52,305,000 | 48,582,000 |