Call reports 2019
GRAND MOUNTAIN BANK, FSB — 2019
What GRAND MOUNTAIN BANK, FSB reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 117,878,000 | 122,258,000 | 130,591,000 | 132,460,000 |
| Total loans | 80,786,000 | 85,060,000 | 85,599,000 | 96,689,000 |
| Allowance for loan losses | 1,139,000 | 1,147,000 | 1,160,000 | 1,192,000 |
| Securities available for sale | 12,642,000 | 7,836,000 | 4,749,000 | 4,530,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,896,000 | 110,028,000 | 118,073,000 | 119,664,000 |
| Interest-bearing deposits | 81,326,000 | 85,105,000 | 89,462,000 | 91,658,000 |
| Noninterest-bearing deposits | 24,570,000 | 24,923,000 | 28,611,000 | 28,006,000 |
| Equity capital | 11,698,000 | 11,930,000 | 12,182,000 | 12,447,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,152,000 | 2,371,000 | 3,689,000 | 5,061,000 |
| Interest expense | 71,000 | 161,000 | 272,000 | 394,000 |
| Net interest income | 1,081,000 | 2,210,000 | 3,417,000 | 4,667,000 |
| Noninterest income | 102,000 | 250,000 | 416,000 | 598,000 |
| Noninterest expense | 992,000 | 2,012,000 | 3,064,000 | 4,145,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 191,000 | 456,000 | 777,000 | 1,128,000 |
| Income tax | 45,000 | 108,000 | 185,000 | 269,000 |
| Net income | 146,000 | 348,000 | 592,000 | 859,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,902,000 | 11,167,000 | 11,490,000 | 11,841,000 |
| Total capital | 11,753,000 | 12,052,000 | 12,400,000 | 12,829,000 |
| Risk-weighted assets | 67,846,000 | 70,567,000 | 72,553,000 | 78,885,000 |