Call reports 2018
GRAND MOUNTAIN BANK, FSB — 2018
What GRAND MOUNTAIN BANK, FSB reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 108,092,000 | 109,725,000 | 116,517,000 | 113,938,000 |
| Total loans | 67,986,000 | 70,278,000 | 71,970,000 | 76,715,000 |
| Allowance for loan losses | 1,059,000 | 1,071,000 | 1,124,000 | 1,132,000 |
| Securities available for sale | 14,427,000 | 14,138,000 | 13,856,000 | 12,690,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,540,000 | 96,054,000 | 104,837,000 | 100,449,000 |
| Interest-bearing deposits | 70,805,000 | 71,726,000 | 77,611,000 | 77,881,000 |
| Noninterest-bearing deposits | 23,735,000 | 24,328,000 | 27,226,000 | 22,568,000 |
| Equity capital | 10,270,000 | 11,282,000 | 11,358,000 | 11,427,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 970,000 | 1,972,000 | 3,039,000 | 4,149,000 |
| Interest expense | 40,000 | 85,000 | 127,000 | 185,000 |
| Net interest income | 930,000 | 1,887,000 | 2,912,000 | 3,964,000 |
| Noninterest income | 94,000 | 204,000 | 318,000 | 433,000 |
| Noninterest expense | 883,000 | 1,809,000 | 2,806,000 | 3,802,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 141,000 | 282,000 | 424,000 | 595,000 |
| Income tax | 0 | -944,000 | -913,000 | -873,000 |
| Net income | 141,000 | 1,226,000 | 1,337,000 | 1,468,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,407,000 | 10,548,000 | 10,690,000 | 10,711,000 |
| Total capital | 11,114,000 | 11,279,000 | 11,437,000 | 11,505,000 |
| Risk-weighted assets | 56,262,000 | 58,179,000 | 59,362,000 | 63,186,000 |