Call reports 2015
GRAND MOUNTAIN BANK, FSB — 2015
What GRAND MOUNTAIN BANK, FSB reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 91,834,000 | 89,476,000 | 93,867,000 | 94,646,000 |
| Total loans | 59,896,000 | 60,327,000 | 59,989,000 | 60,390,000 |
| Allowance for loan losses | 2,324,000 | 1,279,000 | 1,338,000 | 1,238,000 |
| Securities available for sale | 6,668,000 | 6,516,000 | 6,244,000 | 5,992,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,622,000 | 81,998,000 | 86,363,000 | 87,125,000 |
| Interest-bearing deposits | 66,433,000 | 65,622,000 | 67,469,000 | 69,291,000 |
| Noninterest-bearing deposits | 16,189,000 | 16,376,000 | 18,894,000 | 17,834,000 |
| Equity capital | 5,957,000 | 7,231,000 | 7,212,000 | 7,202,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 822,000 | 1,736,000 | 2,557,000 | 3,458,000 |
| Interest expense | 50,000 | 91,000 | 130,000 | 169,000 |
| Net interest income | 772,000 | 1,645,000 | 2,427,000 | 3,289,000 |
| Noninterest income | 105,000 | 226,000 | 358,000 | 435,000 |
| Noninterest expense | 885,000 | 1,804,000 | 2,716,000 | 3,669,000 |
| Provision for loan losses | 0 | -1,200,000 | -1,200,000 | -1,200,000 |
| Pretax income | -8,000 | 1,267,000 | 1,269,000 | 1,255,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -8,000 | 1,267,000 | 1,269,000 | 1,255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,957,000 | 7,232,000 | 7,234,000 | 7,220,000 |
| Total capital | 6,628,000 | 7,896,000 | 7,890,000 | 7,860,000 |
| Risk-weighted assets | 51,998,000 | 52,487,000 | 51,819,000 | 50,606,000 |