Call reports 2010
GRANITE COMMUNITY BANK, NATIONAL ASSOCIATION — 2010
What GRANITE COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 |
|---|---|
| Total assets | 102,913,000 |
| Total loans | 83,027,000 |
| Allowance for loan losses | 3,096,000 |
| Securities available for sale | 3,086,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 94,252,000 |
| Interest-bearing deposits | 72,872,000 |
| Noninterest-bearing deposits | 21,381,000 |
| Equity capital | 3,060,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 |
|---|---|
| Interest income | 1,135,000 |
| Interest expense | 248,000 |
| Net interest income | 887,000 |
| Noninterest income | -100,000 |
| Noninterest expense | 977,000 |
| Provision for loan losses | 155,000 |
| Pretax income | -345,000 |
| Income tax | 0 |
| Net income | -345,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 |
|---|---|
| Tier 1 capital | 3,057,000 |
| Total capital | 4,194,000 |
| Risk-weighted assets | 88,228,000 |