Call reports 2002
MIDWEST BANK OF MCHENRY COUNTY — 2002
What MIDWEST BANK OF MCHENRY COUNTY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 |
|---|---|---|
| Total assets | 366,938,000 | 375,101,000 |
| Total loans | 208,658,000 | 220,437,000 |
| Allowance for loan losses | 2,210,000 | 2,314,000 |
| Securities available for sale | 136,328,000 | 123,419,000 |
| Securities held to maturity | 5,976,000 | 5,420,000 |
| Trading assets | 0 | 0 |
| Total deposits | 231,540,000 | 242,028,000 |
| Interest-bearing deposits | 215,873,000 | 225,839,000 |
| Noninterest-bearing deposits | 15,667,000 | 16,188,000 |
| Equity capital | 24,807,000 | 27,317,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 |
|---|---|---|
| Interest income | 5,862,000 | 12,044,000 |
| Interest expense | 2,828,000 | 5,642,000 |
| Net interest income | 3,034,000 | 6,402,000 |
| Noninterest income | 505,000 | 725,000 |
| Noninterest expense | 1,316,000 | 2,609,000 |
| Provision for loan losses | 140,000 | 260,000 |
| Pretax income | 2,085,000 | 4,388,000 |
| Income tax | 760,000 | 1,549,000 |
| Net income | 1,325,000 | 2,839,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 |
|---|---|---|
| Tier 1 capital | 25,290,000 | 26,477,000 |
| Total capital | 27,523,000 | 28,791,000 |
| Risk-weighted assets | 229,429,000 | 235,544,000 |