Call reports 2001
MIDWEST BANK OF MCHENRY COUNTY — 2001
What MIDWEST BANK OF MCHENRY COUNTY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 317,006,000 | 339,492,000 | 353,908,000 | 370,131,000 |
| Total loans | 183,188,000 | 190,830,000 | 199,815,000 | 205,518,000 |
| Allowance for loan losses | 1,816,000 | 1,924,000 | 2,014,000 | 2,060,000 |
| Securities available for sale | 101,194,000 | 122,892,000 | 131,055,000 | 141,547,000 |
| Securities held to maturity | 6,815,000 | 6,348,000 | 6,341,000 | 6,134,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,973,000 | 214,203,000 | 225,182,000 | 218,573,000 |
| Interest-bearing deposits | 198,326,000 | 199,287,000 | 210,619,000 | 202,743,000 |
| Noninterest-bearing deposits | 12,647,000 | 14,916,000 | 14,563,000 | 15,830,000 |
| Equity capital | 21,808,000 | 21,936,000 | 24,464,000 | 24,080,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 6,113,000 | 12,109,000 | 18,244,000 | 24,148,000 |
| Interest expense | 3,880,000 | 7,668,000 | 11,457,000 | 14,680,000 |
| Net interest income | 2,233,000 | 4,441,000 | 6,787,000 | 9,468,000 |
| Noninterest income | 274,000 | 600,000 | 987,000 | 1,346,000 |
| Noninterest expense | 1,127,000 | 2,324,000 | 3,546,000 | 4,690,000 |
| Provision for loan losses | 124,000 | 243,000 | 333,000 | 510,000 |
| Pretax income | 1,364,000 | 2,854,000 | 4,276,000 | 6,126,000 |
| Income tax | 453,000 | 958,000 | 1,433,000 | 2,065,000 |
| Net income | 911,000 | 1,896,000 | 2,843,000 | 4,061,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,015,000 | 22,514,000 | 23,236,000 | 24,265,000 |
| Total capital | 23,884,000 | 24,438,000 | 25,250,000 | 26,345,000 |
| Risk-weighted assets | 197,744,000 | 210,943,000 | 223,782,000 | 228,032,000 |