Call reports 2014
FIRST ADVANTAGE BANK — 2014
What FIRST ADVANTAGE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 72,167,000 | 71,398,000 | 70,185,000 | 71,962,000 |
| Total loans | 32,771,000 | 31,471,000 | 30,987,000 | 29,340,000 |
| Allowance for loan losses | 729,000 | 681,000 | 696,000 | 729,000 |
| Securities available for sale | 31,240,000 | 32,822,000 | 31,780,000 | 31,280,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,752,000 | 55,979,000 | 57,087,000 | 58,382,000 |
| Interest-bearing deposits | 49,759,000 | 50,206,000 | 50,396,000 | 51,890,000 |
| Noninterest-bearing deposits | 5,993,000 | 5,773,000 | 6,691,000 | 6,492,000 |
| Equity capital | 6,219,000 | 6,438,000 | 6,542,000 | 6,800,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 573,000 | 1,161,000 | 1,750,000 | 2,346,000 |
| Interest expense | 95,000 | 199,000 | 305,000 | 408,000 |
| Net interest income | 478,000 | 962,000 | 1,445,000 | 1,938,000 |
| Noninterest income | 41,000 | 6,000 | 41,000 | 95,000 |
| Noninterest expense | 473,000 | 873,000 | 1,227,000 | 1,635,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 51,000 | 121,000 | 285,000 | 424,000 |
| Income tax | 20,000 | 48,000 | 113,000 | 169,000 |
| Net income | 31,000 | 73,000 | 172,000 | 255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,888,000 | 6,049,000 | 6,216,000 | 6,444,000 |
| Total capital | 6,364,000 | 6,499,000 | 6,659,000 | 6,879,000 |
| Risk-weighted assets | 37,864,000 | 35,767,000 | 35,223,000 | 34,576,000 |