Call reports 2012
FIRST ADVANTAGE BANK — 2012
What FIRST ADVANTAGE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 64,527,000 | 62,076,000 | 60,870,000 | 59,580,000 |
| Total loans | 32,873,000 | 31,923,000 | 30,306,000 | 30,947,000 |
| Allowance for loan losses | 563,000 | 645,000 | 623,000 | 643,000 |
| Securities available for sale | 23,598,000 | 23,831,000 | 22,643,000 | 14,517,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,189,000 | 47,038,000 | 46,970,000 | 48,861,000 |
| Interest-bearing deposits | 45,171,000 | 40,569,000 | 40,417,000 | 41,982,000 |
| Noninterest-bearing deposits | 7,018,000 | 6,469,000 | 6,553,000 | 6,879,000 |
| Equity capital | 6,418,000 | 6,674,000 | 6,819,000 | 6,422,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 611,000 | 1,194,000 | 1,747,000 | 2,264,000 |
| Interest expense | 122,000 | 235,000 | 337,000 | 435,000 |
| Net interest income | 489,000 | 959,000 | 1,410,000 | 1,829,000 |
| Noninterest income | 25,000 | -22,000 | 24,000 | -330,000 |
| Noninterest expense | 532,000 | 821,000 | 1,288,000 | 1,852,000 |
| Provision for loan losses | 0 | 120,000 | 140,000 | 140,000 |
| Pretax income | 32,000 | 89,000 | 160,000 | 252,000 |
| Income tax | 12,000 | 35,000 | 63,000 | 99,000 |
| Net income | 20,000 | 54,000 | 97,000 | 153,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,663,000 | 5,834,000 | 5,957,000 | 5,815,000 |
| Total capital | 6,131,000 | 6,308,000 | 6,421,000 | 6,262,000 |
| Risk-weighted assets | 37,350,000 | 37,727,000 | 36,939,000 | 34,841,000 |