Call reports 2011
FIRST ADVANTAGE BANK — 2011
What FIRST ADVANTAGE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 58,796,000 | 58,592,000 | 60,933,000 | 62,923,000 |
| Total loans | 38,032,000 | 35,132,000 | 33,784,000 | 32,848,000 |
| Allowance for loan losses | 789,000 | 516,000 | 499,000 | 559,000 |
| Securities available for sale | 15,752,000 | 15,310,000 | 19,418,000 | 21,404,000 |
| Securities held to maturity | 0 | 130,000 | 130,000 | 130,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,032,000 | 50,272,000 | 50,395,000 | 53,263,000 |
| Interest-bearing deposits | 45,331,000 | 44,676,000 | 44,103,000 | 44,955,000 |
| Noninterest-bearing deposits | 5,701,000 | 5,596,000 | 6,292,000 | 8,308,000 |
| Equity capital | 5,422,000 | 5,881,000 | 6,390,000 | 6,339,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 609,000 | 1,231,000 | 1,842,000 | 2,450,000 |
| Interest expense | 166,000 | 317,000 | 464,000 | 592,000 |
| Net interest income | 443,000 | 914,000 | 1,378,000 | 1,858,000 |
| Noninterest income | 58,000 | 68,000 | 38,000 | 118,000 |
| Noninterest expense | 404,000 | 860,000 | 1,245,000 | 1,682,000 |
| Provision for loan losses | 72,000 | 72,000 | 87,000 | 177,000 |
| Pretax income | 25,000 | 69,000 | 103,000 | 195,000 |
| Income tax | 9,000 | 27,000 | 41,000 | 78,000 |
| Net income | 16,000 | 42,000 | 62,000 | 117,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,729,000 | 5,093,000 | 5,563,000 | 5,600,000 |
| Total capital | 5,262,000 | 5,597,000 | 6,043,000 | 6,077,000 |
| Risk-weighted assets | 42,348,000 | 40,339,000 | 38,819,000 | 38,104,000 |