Call reports 2010
FIRST ADVANTAGE BANK — 2010
What FIRST ADVANTAGE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 53,968,000 | 51,673,000 | 56,019,000 | 57,951,000 |
| Total loans | 42,600,000 | 41,720,000 | 40,413,000 | 38,866,000 |
| Allowance for loan losses | 867,000 | 823,000 | 854,000 | 1,025,000 |
| Securities available for sale | 1,981,000 | 5,033,000 | 8,016,000 | 13,953,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,182,000 | 45,657,000 | 50,148,000 | 49,416,000 |
| Interest-bearing deposits | 40,524,000 | 40,411,000 | 45,033,000 | 44,748,000 |
| Noninterest-bearing deposits | 7,658,000 | 5,246,000 | 5,115,000 | 4,669,000 |
| Equity capital | 5,711,000 | 5,756,000 | 5,754,000 | 5,379,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 669,000 | 1,330,000 | 1,943,000 | 2,575,000 |
| Interest expense | 183,000 | 361,000 | 533,000 | 715,000 |
| Net interest income | 486,000 | 969,000 | 1,410,000 | 1,860,000 |
| Noninterest income | 49,000 | 92,000 | 129,000 | 180,000 |
| Noninterest expense | 461,000 | 938,000 | 1,384,000 | 1,907,000 |
| Provision for loan losses | 60,000 | 90,000 | 120,000 | 320,000 |
| Pretax income | 14,000 | 33,000 | 35,000 | -187,000 |
| Income tax | 5,000 | 13,000 | 13,000 | -75,000 |
| Net income | 9,000 | 20,000 | 22,000 | -112,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,998,000 | 5,035,000 | 5,028,000 | 4,690,000 |
| Total capital | 5,559,000 | 5,595,000 | 5,585,000 | 5,232,000 |
| Risk-weighted assets | 44,601,000 | 44,574,000 | 44,275,000 | 42,917,000 |