Call reports 2009
FIRST ADVANTAGE BANK — 2009
What FIRST ADVANTAGE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 44,935,000 | 50,339,000 | 54,276,000 | 50,551,000 |
| Total loans | 39,363,000 | 43,146,000 | 44,306,000 | 44,518,000 |
| Allowance for loan losses | 849,000 | 851,000 | 903,000 | 1,011,000 |
| Securities available for sale | 3,012,000 | 1,509,000 | 4,008,000 | 1,957,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,965,000 | 39,487,000 | 43,439,000 | 44,799,000 |
| Interest-bearing deposits | 31,511,000 | 33,892,000 | 37,570,000 | 37,306,000 |
| Noninterest-bearing deposits | 5,454,000 | 5,595,000 | 5,869,000 | 7,493,000 |
| Equity capital | 4,736,000 | 5,751,000 | 5,747,000 | 5,686,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 634,000 | 1,300,000 | 1,993,000 | 2,660,000 |
| Interest expense | 213,000 | 422,000 | 623,000 | 816,000 |
| Net interest income | 421,000 | 878,000 | 1,370,000 | 1,844,000 |
| Noninterest income | 87,000 | 160,000 | 208,000 | 250,000 |
| Noninterest expense | 495,000 | 980,000 | 1,466,000 | 1,929,000 |
| Provision for loan losses | 0 | 0 | 52,000 | 160,000 |
| Pretax income | 13,000 | 58,000 | 60,000 | 5,000 |
| Income tax | 5,000 | 22,000 | 24,000 | 2,000 |
| Net income | 8,000 | 36,000 | 36,000 | 3,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,013,000 | 5,047,000 | 5,046,000 | 4,976,000 |
| Total capital | 4,528,000 | 5,606,000 | 5,620,000 | 5,552,000 |
| Risk-weighted assets | 40,839,000 | 44,459,000 | 45,668,000 | 45,678,000 |