Call reports 2008
FIRST ADVANTAGE BANK — 2008
What FIRST ADVANTAGE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 42,039,000 | 40,834,000 | 43,776,000 | 44,989,000 |
| Total loans | 36,999,000 | 35,889,000 | 37,772,000 | 39,758,000 |
| Allowance for loan losses | 434,000 | 439,000 | 467,000 | 1,092,000 |
| Securities available for sale | 3,013,000 | 2,995,000 | 2,959,000 | 3,033,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,865,000 | 28,356,000 | 31,139,000 | 37,260,000 |
| Interest-bearing deposits | 23,850,000 | 22,597,000 | 25,228,000 | 31,865,000 |
| Noninterest-bearing deposits | 5,015,000 | 5,760,000 | 5,911,000 | 5,395,000 |
| Equity capital | 5,164,000 | 5,188,000 | 5,196,000 | 4,741,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 687,000 | 1,347,000 | 2,010,000 | 2,570,000 |
| Interest expense | 274,000 | 504,000 | 727,000 | 966,000 |
| Net interest income | 413,000 | 843,000 | 1,283,000 | 1,604,000 |
| Noninterest income | 63,000 | 117,000 | 176,000 | 241,000 |
| Noninterest expense | 425,000 | 849,000 | 1,269,000 | 1,768,000 |
| Provision for loan losses | 0 | 5,000 | 34,000 | 750,000 |
| Pretax income | 51,000 | 106,000 | 156,000 | -673,000 |
| Income tax | 17,000 | 37,000 | 54,000 | -272,000 |
| Net income | 34,000 | 69,000 | 102,000 | -401,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,724,000 | 4,774,000 | 4,811,000 | 4,006,000 |
| Total capital | 5,158,000 | 5,213,000 | 5,278,000 | 4,527,000 |
| Risk-weighted assets | 39,010,000 | 38,983,000 | 39,249,000 | 40,343,000 |