Call reports 2007
FIRST ADVANTAGE BANK — 2007
What FIRST ADVANTAGE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 41,096,000 | 39,872,000 | 39,499,000 | 41,229,000 |
| Total loans | 36,121,000 | 34,731,000 | 35,040,000 | 36,579,000 |
| Allowance for loan losses | 401,000 | 407,000 | 420,000 | 435,000 |
| Securities available for sale | 2,964,000 | 2,973,000 | 2,559,000 | 2,584,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,749,000 | 33,398,000 | 35,063,000 | 33,390,000 |
| Interest-bearing deposits | 30,282,000 | 28,350,000 | 29,052,000 | 28,509,000 |
| Noninterest-bearing deposits | 4,467,000 | 5,047,000 | 6,011,000 | 4,881,000 |
| Equity capital | 4,211,000 | 4,272,000 | 4,320,000 | 5,117,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 751,000 | 1,496,000 | 2,241,000 | 2,984,000 |
| Interest expense | 339,000 | 685,000 | 1,021,000 | 1,346,000 |
| Net interest income | 412,000 | 811,000 | 1,220,000 | 1,638,000 |
| Noninterest income | 25,000 | 50,000 | 84,000 | 118,000 |
| Noninterest expense | 400,000 | 789,000 | 1,156,000 | 1,541,000 |
| Provision for loan losses | 6,000 | 12,000 | 25,000 | 41,000 |
| Pretax income | 31,000 | 60,000 | 123,000 | 174,000 |
| Income tax | 11,000 | 23,000 | 48,000 | 69,000 |
| Net income | 20,000 | 37,000 | 75,000 | 105,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,719,000 | 3,789,000 | 3,857,000 | 4,667,000 |
| Total capital | 4,120,000 | 4,196,000 | 4,277,000 | 5,102,000 |
| Risk-weighted assets | 39,480,000 | 37,170,000 | 37,382,000 | 38,855,000 |