Call reports 2006
FIRST ADVANTAGE BANK — 2006
What FIRST ADVANTAGE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 34,060,000 | 36,304,000 | 39,292,000 | 38,798,000 |
| Total loans | 28,805,000 | 31,568,000 | 34,296,000 | 33,925,000 |
| Allowance for loan losses | 350,000 | 365,000 | 380,000 | 395,000 |
| Securities available for sale | 3,677,000 | 2,910,000 | 2,952,000 | 2,961,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,447,000 | 29,026,000 | 31,651,000 | 31,564,000 |
| Interest-bearing deposits | 21,971,000 | 24,664,000 | 26,934,000 | 26,603,000 |
| Noninterest-bearing deposits | 3,476,000 | 4,362,000 | 4,717,000 | 4,961,000 |
| Equity capital | 3,856,000 | 3,874,000 | 3,936,000 | 4,190,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 553,000 | 1,174,000 | 1,864,000 | 2,585,000 |
| Interest expense | 233,000 | 500,000 | 799,000 | 1,115,000 |
| Net interest income | 320,000 | 674,000 | 1,065,000 | 1,470,000 |
| Noninterest income | 17,000 | 43,000 | 61,000 | 87,000 |
| Noninterest expense | 338,000 | 672,000 | 1,033,000 | 1,451,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | -16,000 | 15,000 | 48,000 | 46,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -16,000 | 15,000 | 48,000 | 46,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,365,000 | 3,388,000 | 3,436,000 | 3,688,000 |
| Total capital | 3,715,000 | 3,753,000 | 3,816,000 | 4,083,000 |
| Risk-weighted assets | 32,258,000 | 35,101,000 | 37,436,000 | 36,366,000 |