Call reports 2005
FIRST ADVANTAGE BANK — 2005
What FIRST ADVANTAGE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 24,652,000 | 26,086,000 | 29,128,000 | 32,599,000 |
| Total loans | 18,740,000 | 20,139,000 | 22,651,000 | 27,030,000 |
| Allowance for loan losses | 285,000 | 310,000 | 320,000 | 335,000 |
| Securities available for sale | 4,238,000 | 3,982,000 | 3,705,000 | 3,681,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,247,000 | 20,463,000 | 23,084,000 | 25,681,000 |
| Interest-bearing deposits | 16,849,000 | 17,681,000 | 19,262,000 | 19,084,000 |
| Noninterest-bearing deposits | 2,398,000 | 2,782,000 | 3,822,000 | 6,597,000 |
| Equity capital | 2,996,000 | 3,956,000 | 3,896,000 | 3,875,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 302,000 | 642,000 | 1,040,000 | 1,541,000 |
| Interest expense | 134,000 | 255,000 | 395,000 | 581,000 |
| Net interest income | 168,000 | 387,000 | 645,000 | 960,000 |
| Noninterest income | 17,000 | 37,000 | 56,000 | 72,000 |
| Noninterest expense | 245,000 | 568,000 | 899,000 | 1,229,000 |
| Provision for loan losses | 82,000 | 107,000 | 117,000 | 132,000 |
| Pretax income | -142,000 | -251,000 | -315,000 | -329,000 |
| Income tax | -50,000 | -88,000 | -110,000 | -116,000 |
| Net income | -92,000 | -163,000 | -205,000 | -213,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,569,000 | 3,475,000 | 3,402,000 | 3,382,000 |
| Total capital | 2,837,000 | 3,766,000 | 3,719,000 | 3,717,000 |
| Risk-weighted assets | 21,433,000 | 23,252,000 | 25,368,000 | 30,425,000 |