Call report 2003Q4
CITIZENS BANK & TRUST COMPANY — 2003Q4
The 22 measures CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 138,596,000 | USD | evidence → |
| Total loans | 95,498,000 | USD | evidence → |
| Allowance for loan losses | 700,000 | USD | evidence → |
| Securities available for sale | 29,655,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 123,835,000 | USD | evidence → |
| Interest-bearing deposits | 105,284,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,551,000 | USD | evidence → |
| Equity capital | 9,496,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,535,000 | USD | evidence → |
| Interest expense | 1,953,000 | USD | evidence → |
| Net interest income | 5,582,000 | USD | evidence → |
| Noninterest income | 1,687,000 | USD | evidence → |
| Noninterest expense | 5,463,000 | USD | evidence → |
| Provision for loan losses | 616,000 | USD | evidence → |
| Pretax income | 1,201,000 | USD | evidence → |
| Income tax | 354,000 | USD | evidence → |
| Net income | 847,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,423,000 | USD | evidence → |
| Total capital | 10,123,000 | USD | evidence → |
| Risk-weighted assets | 90,070,000 | USD | evidence → |