Call report 2002Q4
CITIZENS BANK & TRUST COMPANY — 2002Q4
The 22 measures CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 135,763,000 | USD | evidence → |
| Total loans | 95,734,000 | USD | evidence → |
| Allowance for loan losses | 434,000 | USD | evidence → |
| Securities available for sale | 20,758,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 120,204,000 | USD | evidence → |
| Interest-bearing deposits | 104,995,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,209,000 | USD | evidence → |
| Equity capital | 9,177,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,539,000 | USD | evidence → |
| Interest expense | 2,365,000 | USD | evidence → |
| Net interest income | 6,174,000 | USD | evidence → |
| Noninterest income | 1,578,000 | USD | evidence → |
| Noninterest expense | 5,523,000 | USD | evidence → |
| Provision for loan losses | 480,000 | USD | evidence → |
| Pretax income | 1,749,000 | USD | evidence → |
| Income tax | 654,000 | USD | evidence → |
| Net income | 1,095,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,896,000 | USD | evidence → |
| Total capital | 9,330,000 | USD | evidence → |
| Risk-weighted assets | 89,744,000 | USD | evidence → |