Call reports 2021
KENTUCKY BANK — 2021
What KENTUCKY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 |
|---|---|
| Total assets | 1,270,926,000 |
| Total loans | 767,790,000 |
| Allowance for loan losses | 9,460,000 |
| Securities available for sale | 349,564,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 1,034,473,000 |
| Interest-bearing deposits | 756,785,000 |
| Noninterest-bearing deposits | 277,688,000 |
| Equity capital | 122,690,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 |
|---|---|
| Interest income | 9,837,000 |
| Interest expense | 1,092,000 |
| Net interest income | 8,745,000 |
| Noninterest income | 4,173,000 |
| Noninterest expense | 9,271,000 |
| Provision for loan losses | 100,000 |
| Pretax income | 3,542,000 |
| Income tax | 565,000 |
| Net income | 2,977,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 |
|---|---|
| Tier 1 capital | 109,438,000 |