Call reports 2001
KENTUCKY BANK — 2001
What KENTUCKY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 367,099,000 | 372,819,000 | 373,288,000 | 395,498,000 |
| Total loans | 270,997,000 | 275,493,000 | 274,196,000 | 275,515,000 |
| Allowance for loan losses | 3,424,000 | 3,366,000 | 3,325,000 | 3,386,000 |
| Securities available for sale | 61,891,000 | 67,813,000 | 66,405,000 | 73,849,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 300,375,000 | 295,718,000 | 295,903,000 | 312,497,000 |
| Interest-bearing deposits | 265,952,000 | 283,822,000 | 267,623,000 | 291,301,000 |
| Noninterest-bearing deposits | 34,423,000 | 11,896,000 | 28,280,000 | 21,196,000 |
| Equity capital | 32,319,000 | 32,774,000 | 33,901,000 | 33,931,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 7,261,000 | 14,448,000 | 21,415,000 | 28,002,000 |
| Interest expense | 3,662,000 | 7,131,000 | 10,406,000 | 13,386,000 |
| Net interest income | 3,599,000 | 7,317,000 | 11,009,000 | 14,616,000 |
| Noninterest income | 1,194,000 | 2,554,000 | 3,923,000 | 5,399,000 |
| Noninterest expense | 2,811,000 | 5,690,000 | 8,609,000 | 11,731,000 |
| Provision for loan losses | 193,000 | 384,000 | 576,000 | 1,068,000 |
| Pretax income | 1,799,000 | 3,855,000 | 5,808,000 | 7,431,000 |
| Income tax | 529,000 | 1,146,000 | 1,745,000 | 1,958,000 |
| Net income | 1,270,000 | 2,709,000 | 4,063,000 | 5,473,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,439,000 | 31,070,000 | 31,657,000 | 32,383,000 |
| Total capital | 33,718,000 | 34,380,000 | 34,991,000 | 35,775,000 |
| Risk-weighted assets | 261,715,000 | 264,374,000 | 267,937,000 | 280,872,000 |