Call reports 2002
BANK OF MURFREESBORO — 2002
What BANK OF MURFREESBORO reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 138,786,000 | 150,109,000 | 149,602,000 | 149,973,000 |
| Total loans | 98,981,000 | 99,036,000 | 103,445,000 | 101,910,000 |
| Allowance for loan losses | 979,000 | 955,000 | 941,000 | 918,000 |
| Securities available for sale | 21,312,000 | 33,687,000 | 31,909,000 | 31,141,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,994,000 | 129,820,000 | 126,201,000 | 127,433,000 |
| Interest-bearing deposits | 109,277,000 | 119,871,000 | 116,646,000 | 118,069,000 |
| Noninterest-bearing deposits | 10,717,000 | 9,949,000 | 9,555,000 | 9,364,000 |
| Equity capital | 12,130,000 | 12,579,000 | 12,991,000 | 13,086,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,105,000 | 4,296,000 | 6,539,000 | 8,755,000 |
| Interest expense | 843,000 | 1,682,000 | 2,551,000 | 3,365,000 |
| Net interest income | 1,262,000 | 2,614,000 | 3,988,000 | 5,390,000 |
| Noninterest income | 358,000 | 724,000 | 1,096,000 | 1,578,000 |
| Noninterest expense | 1,271,000 | 2,543,000 | 3,833,000 | 5,173,000 |
| Provision for loan losses | 0 | 4,000 | 3,000 | 47,000 |
| Pretax income | 349,000 | 791,000 | 1,248,000 | 1,748,000 |
| Income tax | 128,000 | 286,000 | 449,000 | 657,000 |
| Net income | 221,000 | 505,000 | 799,000 | 1,091,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,074,000 | 12,322,000 | 12,713,000 | 12,871,000 |
| Total capital | 13,053,000 | 13,277,000 | 13,654,000 | 13,789,000 |
| Risk-weighted assets | 97,981,000 | 100,787,000 | 103,345,000 | 102,760,000 |