Call reports 2001
BANK OF MURFREESBORO — 2001
What BANK OF MURFREESBORO reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 116,712,000 | 123,329,000 | 125,257,000 | 130,505,000 |
| Total loans | 81,416,000 | 90,150,000 | 95,021,000 | 97,519,000 |
| Allowance for loan losses | 958,000 | 992,000 | 1,023,000 | 1,000,000 |
| Securities available for sale | 15,291,000 | 13,900,000 | 10,643,000 | 19,538,000 |
| Securities held to maturity | 1,999,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,356,000 | 104,317,000 | 105,771,000 | 111,108,000 |
| Interest-bearing deposits | 91,806,000 | 95,980,000 | 98,882,000 | 102,652,000 |
| Noninterest-bearing deposits | 9,550,000 | 8,337,000 | 6,889,000 | 8,456,000 |
| Equity capital | 11,838,000 | 12,015,000 | 12,157,000 | 11,995,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,148,000 | 4,307,000 | 6,574,000 | 8,747,000 |
| Interest expense | 1,301,000 | 2,490,000 | 3,603,000 | 4,599,000 |
| Net interest income | 847,000 | 1,817,000 | 2,971,000 | 4,148,000 |
| Noninterest income | 273,000 | 723,000 | 1,069,000 | 1,627,000 |
| Noninterest expense | 976,000 | 2,117,000 | 3,408,000 | 4,949,000 |
| Provision for loan losses | 13,000 | 52,000 | 90,000 | 123,000 |
| Pretax income | 131,000 | 371,000 | 542,000 | 703,000 |
| Income tax | 39,000 | 121,000 | 176,000 | 227,000 |
| Net income | 92,000 | 250,000 | 366,000 | 476,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,823,000 | 11,931,000 | 12,047,000 | 11,995,000 |
| Total capital | 12,782,000 | 12,923,000 | 13,070,000 | 12,995,000 |
| Risk-weighted assets | 89,021,000 | 98,490,000 | 93,349,000 | 95,399,000 |