Call reports 2009
BANK OF WYOMING — 2009
What BANK OF WYOMING reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 |
|---|---|---|
| Total assets | 94,601,000 | 70,188,000 |
| Total loans | 63,632,000 | 59,341,000 |
| Allowance for loan losses | 2,302,000 | 2,172,000 |
| Securities available for sale | 12,654,000 | 2,770,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 80,234,000 | 66,598,000 |
| Interest-bearing deposits | 69,651,000 | 59,043,000 |
| Noninterest-bearing deposits | 10,583,000 | 7,555,000 |
| Equity capital | 5,070,000 | 3,101,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 |
|---|---|---|
| Interest income | 1,512,000 | 2,110,000 |
| Interest expense | 740,000 | 1,163,000 |
| Net interest income | 772,000 | 947,000 |
| Noninterest income | -190,000 | -95,000 |
| Noninterest expense | 801,000 | 1,692,000 |
| Provision for loan losses | 3,042,000 | 4,242,000 |
| Pretax income | -3,261,000 | -4,593,000 |
| Income tax | 0 | 0 |
| Net income | -3,261,000 | -4,593,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 |
|---|---|---|
| Tier 1 capital | 4,828,000 | 3,496,000 |
| Total capital | 5,648,000 | 4,281,000 |
| Risk-weighted assets | 64,096,000 | 61,391,000 |