Call reports 2008
BANK OF WYOMING — 2008
What BANK OF WYOMING reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 112,504,000 | 115,162,000 | 116,745,000 | 118,376,000 |
| Total loans | 85,877,000 | 90,589,000 | 88,929,000 | 86,672,000 |
| Allowance for loan losses | 782,000 | 1,371,000 | 1,601,000 | 1,591,000 |
| Securities available for sale | 16,159,000 | 14,549,000 | 12,661,000 | 12,560,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,743,000 | 92,650,000 | 97,655,000 | 100,890,000 |
| Interest-bearing deposits | 76,496,000 | 74,342,000 | 79,243,000 | 84,913,000 |
| Noninterest-bearing deposits | 20,247,000 | 18,308,000 | 18,412,000 | 15,977,000 |
| Equity capital | 10,108,000 | 9,469,000 | 9,659,000 | 8,090,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,008,000 | 4,252,000 | 5,997,000 | 7,449,000 |
| Interest expense | 849,000 | 1,654,000 | 2,398,000 | 3,163,000 |
| Net interest income | 1,159,000 | 2,598,000 | 3,599,000 | 4,286,000 |
| Noninterest income | 436,000 | 529,000 | 686,000 | 826,000 |
| Noninterest expense | 995,000 | 1,999,000 | 2,947,000 | 3,831,000 |
| Provision for loan losses | 350,000 | 940,000 | 1,245,000 | 2,757,000 |
| Pretax income | 285,000 | 235,000 | 141,000 | -1,428,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 285,000 | 235,000 | 141,000 | -1,428,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,802,000 | 9,752,000 | 9,658,000 | 8,089,000 |
| Total capital | 10,584,000 | 10,923,000 | 10,804,000 | 9,203,000 |
| Risk-weighted assets | 90,145,000 | 93,485,000 | 91,210,000 | 88,623,000 |