Call reports 2007
BANK OF WYOMING — 2007
What BANK OF WYOMING reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 94,337,000 | 100,167,000 | 101,374,000 | 114,914,000 |
| Total loans | 77,166,000 | 79,161,000 | 80,856,000 | 86,574,000 |
| Allowance for loan losses | 663,000 | 623,000 | 651,000 | 669,000 |
| Securities available for sale | 7,229,000 | 8,519,000 | 10,773,000 | 12,502,000 |
| Securities held to maturity | 600,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,125,000 | 87,088,000 | 87,055,000 | 100,904,000 |
| Interest-bearing deposits | 68,799,000 | 77,531,000 | 77,768,000 | 84,058,000 |
| Noninterest-bearing deposits | 8,326,000 | 9,557,000 | 9,287,000 | 16,847,000 |
| Equity capital | 8,216,000 | 8,015,000 | 8,428,000 | 9,033,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,824,000 | 3,619,000 | 5,538,000 | 8,018,000 |
| Interest expense | 794,000 | 1,634,000 | 2,550,000 | 3,457,000 |
| Net interest income | 1,030,000 | 1,985,000 | 2,988,000 | 4,561,000 |
| Noninterest income | 248,000 | 509,000 | 814,000 | 672,000 |
| Noninterest expense | 872,000 | 1,764,000 | 2,576,000 | 3,417,000 |
| Provision for loan losses | 15,000 | 120,000 | 225,000 | 245,000 |
| Pretax income | 391,000 | 610,000 | 990,000 | 1,560,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 391,000 | 610,000 | 990,000 | 1,560,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,268,000 | 8,256,000 | 8,536,000 | 8,952,000 |
| Total capital | 8,931,000 | 8,879,000 | 9,187,000 | 9,621,000 |
| Risk-weighted assets | 82,082,000 | 84,708,000 | 85,168,000 | 89,244,000 |