Call reports 2006
BANK OF WYOMING — 2006
What BANK OF WYOMING reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 82,851,000 | 91,423,000 | 95,497,000 | 93,239,000 |
| Total loans | 62,708,000 | 71,687,000 | 75,687,000 | 76,698,000 |
| Allowance for loan losses | 582,000 | 684,000 | 694,000 | 656,000 |
| Securities available for sale | 13,087,000 | 12,277,000 | 11,757,000 | 7,797,000 |
| Securities held to maturity | 601,000 | 601,000 | 601,000 | 601,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,208,000 | 72,948,000 | 79,105,000 | 77,322,000 |
| Interest-bearing deposits | 56,544,000 | 65,652,000 | 70,096,000 | 68,508,000 |
| Noninterest-bearing deposits | 7,664,000 | 7,296,000 | 9,009,000 | 8,814,000 |
| Equity capital | 7,689,000 | 7,432,000 | 7,718,000 | 7,869,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,365,000 | 3,048,000 | 4,890,000 | 6,606,000 |
| Interest expense | 466,000 | 1,102,000 | 1,887,000 | 2,693,000 |
| Net interest income | 899,000 | 1,946,000 | 3,003,000 | 3,913,000 |
| Noninterest income | 117,000 | 203,000 | 311,000 | 615,000 |
| Noninterest expense | 633,000 | 1,335,000 | 2,014,000 | 2,843,000 |
| Provision for loan losses | 20,000 | 133,000 | 143,000 | 153,000 |
| Pretax income | 363,000 | 681,000 | 1,157,000 | 1,515,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 363,000 | 681,000 | 1,157,000 | 1,515,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,887,000 | 7,752,000 | 7,858,000 | 7,944,000 |
| Total capital | 8,469,000 | 8,436,000 | 8,552,000 | 8,600,000 |
| Risk-weighted assets | 67,650,000 | 78,750,000 | 80,545,000 | 81,704,000 |