Call reports 2005
BANK OF WYOMING — 2005
What BANK OF WYOMING reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 64,733,000 | 67,336,000 | 66,761,000 | 70,721,000 |
| Total loans | 53,631,000 | 52,847,000 | 54,366,000 | 55,979,000 |
| Allowance for loan losses | 742,000 | 638,000 | 654,000 | 558,000 |
| Securities available for sale | 6,820,000 | 7,774,000 | 6,795,000 | 6,012,000 |
| Securities held to maturity | 603,000 | 602,000 | 602,000 | 602,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,953,000 | 61,924,000 | 60,192,000 | 62,541,000 |
| Interest-bearing deposits | 44,912,000 | 50,524,000 | 51,548,000 | 53,721,000 |
| Noninterest-bearing deposits | 9,041,000 | 11,400,000 | 8,644,000 | 8,820,000 |
| Equity capital | 4,793,000 | 4,787,000 | 5,125,000 | 7,524,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,055,000 | 2,194,000 | 3,380,000 | 4,644,000 |
| Interest expense | 272,000 | 583,000 | 932,000 | 1,302,000 |
| Net interest income | 783,000 | 1,611,000 | 2,448,000 | 3,342,000 |
| Noninterest income | 65,000 | 226,000 | 317,000 | 381,000 |
| Noninterest expense | 475,000 | 1,225,000 | 1,696,000 | 2,295,000 |
| Provision for loan losses | 100,000 | 0 | 25,000 | 25,000 |
| Pretax income | 268,000 | 637,000 | 1,069,000 | 1,428,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 268,000 | 637,000 | 1,069,000 | 1,428,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,815,000 | 4,873,000 | 5,180,000 | 7,596,000 |
| Total capital | 5,479,000 | 5,511,000 | 5,834,000 | 8,154,000 |
| Risk-weighted assets | 53,064,000 | 53,837,000 | 55,547,000 | 57,481,000 |