Call reports 2004
BANK OF WYOMING — 2004
What BANK OF WYOMING reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 49,039,000 | 57,117,000 | 57,675,000 | 64,019,000 |
| Total loans | 35,986,000 | 41,245,000 | 44,789,000 | 51,139,000 |
| Allowance for loan losses | 520,000 | 539,000 | 585,000 | 646,000 |
| Securities available for sale | 8,640,000 | 11,881,000 | 7,895,000 | 7,536,000 |
| Securities held to maturity | 604,000 | 603,000 | 603,000 | 603,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,828,000 | 41,480,000 | 52,799,000 | 56,246,000 |
| Interest-bearing deposits | 32,443,000 | 32,224,000 | 42,315,000 | 48,949,000 |
| Noninterest-bearing deposits | 10,385,000 | 9,256,000 | 10,484,000 | 7,297,000 |
| Equity capital | 4,139,000 | 4,113,000 | 4,463,000 | 4,582,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 811,000 | 1,626,000 | 2,566,000 | 3,594,000 |
| Interest expense | 161,000 | 337,000 | 537,000 | 754,000 |
| Net interest income | 650,000 | 1,289,000 | 2,029,000 | 2,840,000 |
| Noninterest income | 64,000 | 119,000 | 170,000 | 222,000 |
| Noninterest expense | 316,000 | 691,000 | 1,071,000 | 1,709,000 |
| Provision for loan losses | 98,000 | 116,000 | 164,000 | 232,000 |
| Pretax income | 334,000 | 635,000 | 1,019,000 | 1,176,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 334,000 | 635,000 | 1,019,000 | 1,176,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,015,000 | 4,184,000 | 4,412,000 | 4,575,000 |
| Total capital | 4,467,000 | 4,709,000 | 4,996,000 | 5,215,000 |
| Risk-weighted assets | 36,090,000 | 41,978,000 | 46,759,000 | 51,190,000 |