Call reports 2002
BANK OF WYOMING — 2002
What BANK OF WYOMING reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 30,006,000 | 34,218,000 | 33,883,000 | 36,101,000 |
| Total loans | 20,916,000 | 22,013,000 | 21,557,000 | 22,237,000 |
| Allowance for loan losses | 304,000 | 332,000 | 349,000 | 360,000 |
| Securities available for sale | 4,356,000 | 6,087,000 | 9,754,000 | 7,905,000 |
| Securities held to maturity | 110,000 | 110,000 | 10,000 | 10,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,215,000 | 31,298,000 | 28,876,000 | 30,931,000 |
| Interest-bearing deposits | 23,639,000 | 27,470,000 | 23,819,000 | 25,760,000 |
| Noninterest-bearing deposits | 3,576,000 | 3,828,000 | 5,057,000 | 5,171,000 |
| Equity capital | 2,667,000 | 2,789,000 | 2,856,000 | 2,771,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 515,000 | 1,049,000 | 1,596,000 | 2,139,000 |
| Interest expense | 172,000 | 340,000 | 518,000 | 690,000 |
| Net interest income | 343,000 | 709,000 | 1,078,000 | 1,449,000 |
| Noninterest income | 35,000 | 82,000 | 115,000 | 162,000 |
| Noninterest expense | 241,000 | 483,000 | 765,000 | 1,030,000 |
| Provision for loan losses | 26,000 | 55,000 | 74,000 | 94,000 |
| Pretax income | 111,000 | 264,000 | 360,000 | 510,000 |
| Income tax | 0 | 5,000 | 7,000 | 9,000 |
| Net income | 111,000 | 259,000 | 353,000 | 501,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,689,000 | 2,743,000 | 2,777,000 | 2,755,000 |
| Total capital | 2,964,000 | 3,035,000 | 3,068,000 | 3,062,000 |
| Risk-weighted assets | 22,000,000 | 23,321,000 | 23,240,000 | 24,494,000 |