Call reports 2001
BANK OF WYOMING — 2001
What BANK OF WYOMING reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 27,925,000 | 28,437,000 | 28,768,000 | 29,000,000 |
| Total loans | 19,422,000 | 20,539,000 | 20,774,000 | 20,570,000 |
| Allowance for loan losses | 278,000 | 284,000 | 305,000 | 321,000 |
| Securities available for sale | 3,533,000 | 4,222,000 | 4,006,000 | 4,869,000 |
| Securities held to maturity | 131,000 | 131,000 | 131,000 | 130,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,085,000 | 25,570,000 | 25,737,000 | 25,916,000 |
| Interest-bearing deposits | 20,986,000 | 22,216,000 | 21,797,000 | 22,101,000 |
| Noninterest-bearing deposits | 4,099,000 | 3,354,000 | 3,940,000 | 3,815,000 |
| Equity capital | 2,665,000 | 2,665,000 | 2,847,000 | 2,925,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 555,000 | 1,058,000 | 1,624,000 | 2,163,000 |
| Interest expense | 252,000 | 489,000 | 716,000 | 914,000 |
| Net interest income | 303,000 | 569,000 | 908,000 | 1,249,000 |
| Noninterest income | 31,000 | 64,000 | 109,000 | 152,000 |
| Noninterest expense | 238,000 | 459,000 | 720,000 | 972,000 |
| Provision for loan losses | 25,000 | 79,000 | 101,000 | 116,000 |
| Pretax income | 71,000 | 95,000 | 196,000 | 313,000 |
| Income tax | 0 | 4,000 | 6,000 | 8,000 |
| Net income | 71,000 | 91,000 | 190,000 | 305,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,651,000 | 2,671,000 | 2,770,000 | 2,885,000 |
| Total capital | 2,898,000 | 2,932,000 | 3,039,000 | 3,153,000 |
| Risk-weighted assets | 19,730,000 | 20,854,000 | 21,452,000 | 21,412,000 |