Call reports 2005

INDEPENDENCE BANK, NATIONAL ASSOCIATION — 2005

Name: INDEPENDENCE BANK, NATIONAL ASSOCIATION — FFIEC call report 2005
Creator: INDEPENDENCE BANK, NATIONAL ASSOCIATION

What INDEPENDENCE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/b261e8b6-8aff-4064-8410-bb88877d7d38/2005

Balance sheet

What the bank holds and owes at quarter end

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Total assets	100,529,000	105,012,000	99,064,000	105,159,000
Total loans	63,728,000	65,023,000	64,480,000	53,667,000
Allowance for loan losses	955,000	812,000	914,000	850,000
Securities available for sale	16,617,000	19,024,000	23,565,000	34,414,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	88,068,000	92,431,000	86,433,000	92,511,000
Interest-bearing deposits	65,649,000	69,752,000	65,490,000	73,843,000
Noninterest-bearing deposits	22,419,000	22,679,000	20,943,000	18,668,000
Equity capital	12,356,000	12,452,000	12,483,000	12,548,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Interest income	1,263,000	2,780,000	4,407,000	6,067,000
Interest expense	293,000	728,000	1,267,000	1,848,000
Net interest income	970,000	2,052,000	3,140,000	4,219,000
Noninterest income	190,000	505,000	424,000	501,000
Noninterest expense	923,000	1,836,000	2,840,000	3,825,000
Provision for loan losses	40,000	461,000	387,000	387,000
Pretax income	197,000	260,000	337,000	508,000
Income tax	0	0	0	0
Net income	197,000	260,000	337,000	508,000

Basel measures — not reported for every quarter

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Tier 1 capital	12,163,000	12,549,000	12,628,000	12,799,000
Total capital	13,014,000	13,361,000	13,476,000	13,565,000
Risk-weighted assets	67,968,000	69,796,000	67,759,000	61,210,000