Call reports 2001
MERCHANTS AND FARMERS BANK OF COMER, GEORGIA — 2001
What MERCHANTS AND FARMERS BANK OF COMER, GEORGIA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 85,934,000 | 87,828,000 | 88,286,000 | 91,244,000 |
| Total loans | 47,319,000 | 46,565,000 | 46,793,000 | 47,275,000 |
| Allowance for loan losses | 511,000 | 512,000 | 513,000 | 573,000 |
| Securities available for sale | 21,218,000 | 24,124,000 | 26,345,000 | 27,760,000 |
| Securities held to maturity | 752,000 | 658,000 | 608,000 | 738,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,077,000 | 73,048,000 | 72,344,000 | 75,430,000 |
| Interest-bearing deposits | 60,026,000 | 61,301,000 | 60,638,000 | 63,121,000 |
| Noninterest-bearing deposits | 11,051,000 | 11,747,000 | 11,706,000 | 12,309,000 |
| Equity capital | 14,476,000 | 14,252,000 | 15,256,000 | 15,441,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,653,000 | 3,420,000 | 5,141,000 | 6,822,000 |
| Interest expense | 604,000 | 1,243,000 | 1,869,000 | 2,427,000 |
| Net interest income | 1,049,000 | 2,177,000 | 3,272,000 | 4,395,000 |
| Noninterest income | 296,000 | 590,000 | 871,000 | 1,179,000 |
| Noninterest expense | 726,000 | 1,477,000 | 2,229,000 | 3,153,000 |
| Provision for loan losses | 34,000 | 50,000 | 125,000 | 185,000 |
| Pretax income | 585,000 | 1,279,000 | 1,830,000 | 2,308,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 585,000 | 1,279,000 | 1,830,000 | 2,308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,010,000 | 13,881,000 | 14,432,000 | 14,910,000 |
| Total capital | 14,521,000 | 14,393,000 | 14,945,000 | 15,483,000 |
| Risk-weighted assets | 50,250,000 | 53,218,000 | 52,915,000 | 54,065,000 |